Nov 22 & 23:
The Crosby offices will be closed for Thanksgiving
. . You can streamline your commuter program and add revenue?
> Quick Implementation
> All Major Metro Areas Covered
> Fully Automated
. . . We can
manage your HIRD Form process? Are you complying with your 30-day
> After Open Enrollment
> New hires who turn
> Employees who drop coverage
Our process is designed to distribute, track and store Employee HIRD
Forms so that you don't have to.
information about any of our services, please contact Darla
Rosenfeld via email or call
We use a
client-centered team approach to best meet your needs. For your team roster,
please email us here.
Health Care Reform Update: SBCs
Summary of Benefit Coverage (SBC) Now Required
September 23, 2012, the National Health Care Reform law now requires
health insurance carriers and group health plans to provide a new
health plan disclosure called a Summary of Benefit Coverage (SBC)
intended as a short and easy way to understand health plan benefits
and coverage. The SBC is required to be in a standardized format
allowing for individuals to easily compare available plans at a
glance, rather than combing through pages of materials. Please note:
this disclosure is not intended to replace Summary Plan Descriptions
For fully insured plans, insurance carriers are required to prepare
this summary. For self funded plans, the employer is responsible for
the preparation of this disclosure. Those participating or eligible
to participate in the health plans have the right to receive an SBC
within the specified timing requirements; upon request, at open
enrollment, upon being newly eligible or newly hired or if the
employee or dependent is eligible for a midyear change. The format
and delivery of the SBC in most cases can be in electronic format
posted online with paper copies available upon request.
Please seek the advice of legal counsel for details pertaining to
your individual plan offerings and requirements.
Fall Volunteer Outings
Crosby Employees Give Back To The Community
September, Crosby employees spent time helping out at two different
organizations. One group visited Shultz's Guest
House in Dedham, a non-profit farm-based rescue group whose sole
purpose is to find permanent, loving homes for dogs that have come
into unfortunate situations. Our employees took the dogs for walks
and helped to clean up.
Tassinari, Nakita Barros & Dr. Pepper
Shultz's Guest House.
The second group volunteered at Community
Servings, an organization located in Jamaica Plain that
we have supported in the past. Community Servings plans, cooks,
packages, and delivers nutritional meals to critically and
chronically ill people and their families. In the time they spent
there, our employees enjoyed assembling hundreds of meals.
Stanley, Harvey Crosby, Talisha James, Janice Fine, Nicole
D'Allessandro, Normajoy Hutchinson & Anna Turaga at Community
Those who volunteered had a
fantastic time and we are excited about future volunteer
opportunities with Shultz's Guest House, Community Servings and other
Implementing An Integrated Health Savings Account?
Crosby Can Help
compatible plan offerings grow in popularity, a simplified process is
key. Crosby will assist you with coordinating all delivery aspects of
HSAs, from initial communication to ongoing administration. In
addition to a variety of investment options, including a debit card,
account holders will have 24-hour access to their account information
for applicable HSA, FSA and/or HRA accounts, Commuter Benefits and
the E & E Benefits Portal.
To learn more about Crosby's HSA solution, email Darla Rosenfeld or call
New FSA Video Now Available
Educate Your Participants About Claim Denials
We have recently
added a new presentation to our video library:
Claim Issues. This brief video discusses
10 common reasons for claim denials and offers tips for
submitting successful claims. This video also discusses the
benefits of enrolling in Direct Deposit and Electronic
Communications. You may click one of the links below to
begin a presentation:
Solving Claim Issues
FSA Overview w/ Debit
FSA Overview Only
Go Green! Go Paperless!
Boosting E-Communication and Direct Deposit
As a reminder, please
help us reach our goal of 70% participation in our Go Green! Go
Paperless! campaign by the end of this year.
you can do to help: Crosby will
provide an article or language that you can put in your newsletter or
on your employee website to help us publicize this effort.
We are committed to reaching our goal so that we can keep
costs down and reduce the amount of paper used to communicate with
participants, thus generating less waste. We look forward to future
initiatives and greater participation as we head toward the end of
Outsourced Benefits Administration
Since 1976, Crosby
has developed benefit programs for over 500 organizations. Crosby has built
its stellar reputation by focusing on the design and delivery of quality
benefit services. Crosby offers a wide range of benefit related services
including: FSA, HRA, HSA, COBRA, Commuter Benefit Plans, Enrollment &
Eligibility, Direct Billing, Tuition Reimbursement as well as customized
services. Crosby is dedicated to its "High Tech and High Touch"
approach, focusing on quality, customer service and creative solutions.
Crosby Connection Newsletter is intended for Crosby Client Contacts.
Crosby Benefit Systems